Payment Info/Payment Plans

Insurance and Billing

For the first visit to our office payment in full is due for services provided. Thereafter, other arrangements can be made if needed. For your convenience we accept Cash, Check, Visa and MasterCard. We also offer interest free monthly payment options through our popular dental credit card, CareCredit (see below) as well as Automatic Bank Drafts


We will send you a statement each month reflecting your charges and payments. Most insurance companies will respond to claims within that time frame. Your prompt remittance is appreciated. Please remember you are fully responsible for all fees for services provided by our office regardless of your insurance coverage.


We accept most traditional/private insurance plans, contact our office to verify acceptance of your plan. If you have insurance please bring any dental insurance forms and /or cards with you to your appointment. This will help us expedite your reimbursement. Also please keep us abreast of any changes in insurance carriers.


At Cheboygan Dental group, we will make every effort to provide you with the finest care and the most convenient financial options. To accomplish this we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. We also will promptly file claims on your behalf for any services rendered. If you have any questions or problems, we welcome you to contact our office staff to discuss them. They are well informed, up-to-date and are here to help you.


Please keep in mind that dental insurance is structured differently than medical insurance in that there are large variations in co-payments and fee schedule allowances. There is also an annual maximum dollar amount that your insurance company will pay. Dental insurance is similar to medical insurance in that it is a contract between the patient (or employer) and the insurance company. The benefits and maximums are based to a large degree on the premiums which are paid. Decrease benefits typically do not reflect on your best treatment options. Dental insurance was never designed to cover all of your dental needs but rather as an allowance of dollars that may help with some of your costs. Please don’t hesitate to call if you have any questions or concerns.



Financial Options

Our treatments are highly individualized and so too are the financial arrangements we have available for our patients. We realize that every person’s financial situation is different. For this reason, we have worked hard to provide a variety of payment options to help you receive the dental care you need and deserve that allows you to enjoy a healthy, beautiful smile with respect to your budget. For your convenience we offer a variety of payment options. Our treatment/financial coordinator will work out a plan suited to your individual needs.  We also offer outside financing sources such as CareCredit.

CareCredit Information:

With our convenient payment plan administered by CareCredit, you can have the smile of your dreams today. CareCredit, the nation's leading patient payment program enables you to finance 100% of your dental care with NO money down, NO interest, no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment TODAY!


CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.


With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.


CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And CareCredit is a GE Money Company, so you know you can count on us. For over 20 years, we’ve been helping over five million cardholders get the healthcare treatments they want and need.


Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it.


As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. CareCredit lets you begin your procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget. So, you can begin your vision care today and conveniently pay with low, monthly payments.

CareCredit offers a comprehensive range of No Interest and Extended Payment Plans for procedure fees from $1 to over $25,000.


No Interest Payment Plans

3, 6, 12 & 18 month plan options [Click for Details]

No interest if the balance is paid within the specified time period

Low minimum monthly payments

Extended Payment Plans

24, 36, & 48 month plan options [Click for Details]

For procedure fees from $1,000 to over $25,000

11.90% interest rate

Monthly payments as low as $25 for a $1,000 fee balance

With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! Apply now or see our staff for more details.



Interest Free and Extended Payment Plans

Chase Health Advance: Follow link below to appply.  Use provider ID# 48474


SpringStone Patient Financing:

Click here:


Contact Us.